Mortgages & Mortgage Insurance

Go beyond what you qualify for, and figure out what you can actually afford.

We are not a licensed mortgage broker — however, we have relationships with preferred providers who are licensed.

If you would like an introduction to one of of preferred mortgage providers, we would be more than happy to facilitate the process and provide you with all the necessary information. In working closely with us, we will assist you in assessing your financial needs and finding the mortgage solution that best aligns with your overall financial plan.

Our expertise extends beyond simply determining how much you qualify for. We excel in helping you analyze your financial situation and crunch the numbers to determine what you can truly afford. By taking into consideration your income, expenses, and long-term financial goals, we will guide you towards a mortgage that is not only within your means but also contributes positively to your overall financial well-being.

We understand that a mortgage is a significant aspect of your financial plan. It is not just about obtaining a loan; it is about strategically integrating your mortgage into your broader financial goals. Should you require guidance on how your mortgage fits into your overall financial plan, we encourage you to reach out to us and inquire about our planning engagement services. Our team of experts is dedicated to providing you with comprehensive advice tailored to your unique circumstances, ensuring that your mortgage decision aligns harmoniously with your long-term financial objectives.

Mortgage Insurance

Want to learn more about how mortgage insurance works? Want to understand why owning your own insurance instead of purchasing it through the bank is a good idea?

If you have recently purchased a home or a rental property your bank probably offered you mortgage insurance. If your family relies on your income to pay your mortgage then mortgage insurance is important, but you should purchase it independent of your bank. Mortgage insurance from the bank protects the bank. Mortgage insurance you own protects your family and loved ones.

At Red Seal, we believe in empowering our clients with the knowledge and tools they need to make informed decisions. Let us assist you in navigating the complexities of mortgages and guide you towards a financially sound future.

Contact us today to begin your journey towards a well-planned and secure financial future.