Life Insurance Options

Do you insure your home? Your car? How about your life? 

Red Seal Financial Ltd. can offer you three types of life insurance:


  1. Term Life Insurance
  2. Whole Life Insurance
  3. Universal Life Insurance

Following a needs analysis of your individual circumstances, we will recommend a solution that fits your budget and ensures you and your family are protected. 

Mortgage Insurance?

Have you recently purchased a home or rental property? If you are looking for mortgage insurance, we can customize an insurance plan to match your term and need. Don't get stuck with the bank's insurance when you can own and control your own. 

Health Concerns?

Do you have special health considerations? Insurers have become far more open in recent years to insuring people with health considerations that once upon a time would have made them uninsurable. Ask us for advice on your situation. 

HIV Positive?

Are you HIV positive? Did you know you can now get life insurance? Several Canadian insurers now underwrite HIV positive individuals.  If you are between the ages of 30 and 65 and want to know more, please get in touch with us. 

Term Life Insurance

Whether you are looking to protect your family or your business, term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.

You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.


Universal Life Insurance

Designed to meet both your life insurance and investing needs, universal life insurance combines long-term insurance protection and tax-advantaged investing in one single, customizable policy.

Whether your goal is to protect the legacy you’re building for your loved ones, or to build additional wealth over time, universal life insurance can help you achieve your goal.


Whole Life Insurance

Whole life insurance offers guaranteed, reliable coverage to last your entire lifetime. Ideal for personal and business needs, it provides permanent protection you can count on and guaranteed cash values that grow over time.

With many whole life insurance policies, there are flexible features and options (riders) available that allow you to customize the product to suit your needs.